i don't know if you also saw that toyota was fined about, $16 million or $20 million, it is pretty low compared if you are correct with the $2 billion. corporate fines can be quite low and often don't deter misconduct. host: >> it is melinda from a patty johnson, ever -- next up is melendez from arizona. caller: as someone who lost my trucking company while the oil prices doubled, allowing people to buy futures on the oil markets who were not taking the lid rate is really just a scam. and then also, a little different subject. i have a subjection that the fda could set up a very -- suggestion that the fda could set up a program locally, give micro loans, bill -- people who are collecting unemployment all of the money at once or people could use of their own money since it takes so many different people from the board room to the mailroom to run a company, that they could set up a program where they put together -- just an example, 200 people with $5,000 each to buy up existing buildings or so forth and start building solar panels or whenever for the green and a jeep. and then go to the